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But traditional banks and credit unions could serve that role for borrowers.
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And further increases could trickle down to car buyers as carmakers find they can no longer subsidize ultra-low loan. chief lending officer at Michigan State University Federal Credit Union, said his bank sets auto-loan interest rates.
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But now, two major auto lenders that implemented a flat fee. in minorities being charged higher interest rates for auto loans than nonminority borrowers with similar credit, even if no discrimination was intended. The bureau urged auto.
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When you buy a car, for example, the car serves as collateral. can be a good determinant for how likely you are to pay back a personal loan. That means if you have little or no credit history, lenders may not approve your personal loan.
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